the company reported that Yota in the first quarter of next year plans to launch its own payment system similar to the Apple Pay.
The company is about to launch a service that will allow users to pay for purchases and make payments using a SIM-card of Yota. Volkov said that the market has already reached "simka" operator with preinstalled by the NFC and EDS.
In 2015 year Yota launches a Jot for payment through the NFC in simkarte 
-Boris Vedensky (@vedensky) 
Yota representative noted that, in order to work with service users will be able to use any smartphones, including those that do not provide a NFC-module. According to Volkov, Yota Mobile works on this project since February, 2014.